We know veterinary bills can add up. We offer instant payment plans to help make caring for your pet easier. Our instant payments offer interest as low as 0%. You can apply at any time, even if you are not sure if you want to use an instant payment plan (it’s confidential and there’s no obligation). The application is secure and takes only about 3 minutes. Your approval result is instantaneous.
Get the care your pet needs today, and pay for treatment costs over time with a payment plan.
Benefits of a payment plan:
- Split treatment costs into smaller monthly (or bi-weekly) payments
- Not a credit card
- No deferred interest
- Applying does not affect your credit score
Note for new clients: We welcome new clients at Animal Care Clinic! To avoid confusion, we would like you to know that new clients must come in for a paid physical exam of their pet prior to being eligible for monthly payment plans. This is to establish a “veterinary client-patient relationship”, which is a legislative requirement for us. We can, at the end of your appointment, help you apply – please just ask us.
For convenience, we offer three providers: Two preferred partners and our alternate partner.
Preferred Partners
We have two preferred partners for our Veterinary Payment Plans that offer excellent service and value. Both offer plans with no interest and no fees.
Humm
Humm offers a variety of financing options and is a great option for veterinary care payment plans. They have a variety of plans that cover most needs, and are easy to use. Apply in-clinic any time, including at the time of payment – it’s fast and easy.
Highlights
- 6 and 12 month 0% interest plans for up to $2,000
- Monthly financing: Finance your purchase over several months with interest rates significantly lower than most credit cards
- Available for even small amounts (less than $100)
- Apply right when you pay – it’s virtually instantaneous
ScratchPay
ScratchPay offers veterinary-specific, offer a variety of plans to suit most budgets, and easy to use! Click the banner below to apply.
Highlights
- Take Five: Break your purchase into 5 bi-weekly payments with 0% interest (up to $1,500)
- Monthly financing: Finance your purchase over several months with interest rates significantly lower than most credit cards
Alternate Partner
Our alternate partner is Affirm Payment Plans. They are not veterinary-specific, however we have worked with them for several years and we are happy with their service. Click on the banner below to apply.
Please note that you can apply ahead of time with an estimated amount you will need, or apply when you receive an estimate from us. It’s up to you. We’re happy to help.
Your application just requires basic information and your social insurance number (which is entered into the payment providers’ secure application; we never see your personal information, only your approval status).
Questions about Instant Payment Plans? Feel free to ask us.